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Welcome to Collateral Thinking helping you to help your business

Testimonials

As a family business with in excess of 30 years experience, Cardiff Glass Ltd has amassed a significant amount of experience, product knowledge and, crucially, an understanding of the needs and demands of its domestic and commercial customers.  In assessing and researching the sector’s current and emerging product developments, markets trends and customer demands, our company has recognised a number of unassailable facts.  Firstly, ignoring the elements and drivers that were, are and will be changing the environment in which we sought to do business in, was no longer an option.  Secondly, Cardiff Glass needed to secure the support of an enterprise that understood the theories, practices and nuances of the business world in which it operated. Collateral Thinking was the ideal enterprise that provided a range of appropriate and bespoke investment and financial management advice.  Rather than a master class, Cardiff Glass has secured what could be called a long term business education; an education for business challenges of today and for those in the future.

Shaun Armstrong
Cardiff Glass Ltd


Following the formation of Smart Solutions in January 2008 and the subsequent introduction of some very unique service based concepts in the recruitment sector our business has grown at exceptional rate throughout Wales and England.  This fast growth whilst positive also delivered some very challenging growing pains in terms of business structure, financial management, corporate governance and overall marketing challenges.  As result Smart were delighted at the opportunity presented to us in form of Paul Ragan of Collateral Thinking. Paul and his fellow founders have vast experience which was evident from day one, no doubt having been through similar scenarios that Smarts success presented us. As a result of Paul’s network we were able to secure the services of a formidable PLC level Financial Director in Gary Ridwood. The combination of Paul and Gary gave our business instant credibility within the Welsh markets and with our financial support institutions, whilst also opening the door to a string of excellent advisors ranging from legal experts to marketing professionals. During this economic climate however positive our business outlook seemed, we would have been shamefully foolish not take the opportunity of such expert advice from a not for profit organisation that ultimately helps secure the interests of all our stakeholders and the continued success of Smart Solutions.

Nathan Bowles
Managing Director
Smart Solutions